The IRS has filed a tax lien
The IRS has filed a notice of federal tax lien against you. This affects credit, borrowing, and asset ownership until it's satisfied or released.
What a lien means
It's a claim against your property
The IRS has put a legal claim on your assets to secure the tax debt. It remains until the debt is paid or released.
It's public record
The lien appears on your credit report and property records, affecting your credit score and ability to borrow or refinance.
Your options depend on account details
Whether you can release it, subordinate it, or discharge it depends on what's actually on your account and the underlying debt status.
You need to understand exactly what accounts and amounts the lien covers.
IRS records show the debt, years, and what would satisfy or release the lien.
What a compliance review does
A compliance review uses IRS records to document:
- •What tax years and amounts the lien covers
- •Breakdown of principal, penalties, and interest
- •What payments or resolutions would satisfy the lien
- •Whether subordination or discharge options exist
You'll have verified information about what the lien secures.
This tells you what's needed to satisfy or release the lien and what your realistic options are.